How DirecPay works
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Features & Benefits
Features Of Direcpay
  • Multiple access modes- DirecPay offers its merchants the facility to integrate with its payment gateway securely over Internet and IVRS.

  • Variety of Pay modes- DirecPay payment gateway for internet based access can be used to collect payments through 3 major credit cards, 51 debit cards and 27 Net Banking Platforms. For DirecPay IVRS payments can be collected only through credit cards and debit cards. Needless to say, we are constantly working at increasing these numbers to give you access to more customers. We also can process mobile payments from PayMate.

  • T+2 Fund Settlement- A T+2 settlement cycle gives you the assurance that transactions are processed and payments are made to your account in 2 working days. Internally too, our processes are designed in such a way that you, as a merchant, need not worry about payments made to you, reaching your account safely and in time.

  • Merchant Information System- DirecPay provides you with a comprehensive, complete and detailed report of all online payments made through DirecPay on your website or through IVRS.All transactions have their own ID and you can know the particulars of each, along with the current status from the Merchant Information System.

  • Simplified Integration- The integration of DirecPay is an uncomplicated process that can even be completed within one single day. Complete technical assistance will be provided for any issues faced by the merchant at the time of integration.For IVRS , merchant will be provided with a phone number to call upon and connect to the payment gateway.

  • Transaction Alerts- With DirecPay, you can receive instant alerts about transactions on your website. You will receive transaction information through e-mail. The details can also be accessed by logging into the Merchant Information System (MIS) with your unique Merchant ID (MID) and password.

  • Security Measures- DirecPay makes sure that transaction information being captured on your website or over an IVRS transaction is not being compromised. Following various strict industry standards for security, we see to it that sensitive customer data is not revealed or shared with any third party for any purpose. For IVRS transaction we follow the transaction authorization by requesting the OTP, as mandated by RBI. The PCI-DSS norms of the international payment card industry are strictly adhered to. Apart from this, we are also certified by Visa and Master Card, the two biggest names in the credit card industry. Our website is VeriSign secure, making it robust and free from Internet dangers like phishing.

  • Stringent Compliance Norms- The internal processes of DirecPay are in keeping with KYC norms of the Reserve Bank of India (RBI). Transactions coming from any high-risk countries are flagged. Also, every successful transaction taking place on the DirecPay platform is mapped against a negative database which is continuously compiled and updated.
Benefits Of Direcpay
  • One Gateway for Various Payments- DirecPay is a payment gateway solution that enables you to accept customer payments from credit cards, debit cards and net banking, all under one roof.

  • Watertight Security- Our industry certified security measures speak for themselves. DirecPay is a PCI-DSS certified payment gateway and also holds Verified by Visa and Master Card Secure Code certificates. Apart from these, our compliance norms and KYC adherence make sure the merchant does not face problems in accepting payments.

  • Simple Integration- An uncomplicated integration process ensures that your shopping cart has a seamless and quick integration with DirecPay. It is a platform-independent API which can be integrated in ASP, JSP and PHP technology. We also provide integration facilities on a testing environment, prior to going live. An intermediate programmer can in fact, complete integration within a few hours.

  • Savings on Infrastructure- The merchant does not have to invest in infrastructure, security and IT for a payment gateway of his own, to accept payments on his website. He simply has to integrate DirecPay on the website and can start accepting online payments from customers.

  • Short Settlement Period- Settlement of payments made to you are done within 2 days, ensuring that your working capital is not blocked by the payment processing services.

  • Easy Access to Information- Our robust Merchant Information System (MIS) enables merchants to access detailed records for all transactions made through DirecPay. DirecPay also provides the merchant with on-demand reporting tools.

  • Payment Alerts- Merchants receive alerts via email for every transaction conducted. They can track transaction details themselves by logging into the Merchant Information System (MIS).

  • Merchant Account Not Mandatory- Merchants need not open any additional bank account on being a DirecPay merchant. Settlements are made to the existing bank account of the merchant.
 
Merchant Program
DirecPay payment gateway assures secure payments to online businesses & e-commerce merchants from various pay modes.
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Reseller Program
Enhance your e-commerce proposition with plug-n-play payment services to give you increased business and higher revenues.
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DirecPay is an integrated online payment gateway solution for Indian merchants. With the availability of solutions such as DirecPay's payment gateway, India has become a huge market for retailers wanting to sell online.DirecPay's integrated suite of multiple payment options gives merchants in India an easy & convenient option to grow their online business.
DirecPay is one of the first Indian payment solutions providing a credit card payment gateway integrated with debit cards, Net Banking & mobile payments along with a fast, reliable and secure passage for processing eCommerce payments. With some of the lowest fees in the market, DirecPay has some distinct advantages to drive your online business in India

- A wide range of credit card, debit card, internet and mobile banking options
- Secure and flexible payments to existing bank accounts of merchants
- Faster settlements and instant reports on dropped transactions
- Ability to offer services on the Web, Mobile & IVR
Partners
Credit Card Debit Card Net Banking
  • Visa
  • Master Card
  • Diners Club
  • ICICI Bank
  • State Bank of India
  • Citibank
  • HDFC Bank
  • ICICI Bank
  • State Bank of India
  • Citibank
  • HDFC Bank
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