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You work hard abroad and give the best to your family back home. Though they are far away, they are always in your thoughts. Their health and well-being is your major concern.
That's why our partner, ICICI Lombard General Insurance has brought you Parents' Health Insurance - a comprehensive health insurance policy for your loved ones completely online.
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What are the features of Parents' Health Insurance?
- Buy insurance up to 65 years, renewable up to 75 years
- Avail cashless hospitalisation at over 3,500 hospitals
- Airfare reimbursement to visit dependents
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Hospitalization expenses including -
- Room charges
- Diagnostic test(s) expenses
- Doctor's / surgeon's fee
- Cost of medicines |
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Medical expenses incurred in the event of sudden illness or accident. |
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Covers 30 days prior and 60 days post hospitalization expenses. |
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Expenses on technologically advanced treatment which do not require hospitalization. |
Click here to view the Premium Table
Coverage limit for specific ailments / conditions:
Certain specific ailment(s) / surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured). Click here for the details.
All others ailment(s) / surgery(s)/ procedure(s) are covered up to the sum insured under the policy.
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Pre-existing illnesses can be covered after the 4th year provided the policy is renewed with ICICI Lombard for four consecutive years. |
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Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies -Stroke, Heart Attack (MI), Coronary Artery Bypass, Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery. |
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Nursing care benefit of Rs. 500 per day for a maximum of 3 days, in case the insured requires nursing care post discharge. |
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Every insured is provided a free health check-up post issuance of policy. For anyone above 55 years of age, cashless benefit will be activated as soon as the health check-up process is completed. |
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Income tax benefit u/s 80 D for your income in India. |
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Parents' Health Policy offers a 2-year cover for your dependents against a single premium, with automatic renewal after the first year. |
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The policy can be renewed up to the age of 75 years. |
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Online claims status tracking facility on ICICI Lombard website |
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ICICI Lombard will call you via E-mail and SMS when the Insured files a claim* |
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We will call your dependants in India to explain the policy coverage and claims process |
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Gift this policy to your loved ones along with a personalized message |
*E mail is sent to the ID entered while registering on our website. SMS is sent only to Indian mobile numbers.
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Minimum age of the insured should be 3 months and maximum age should be 65 years (as on last birthday). |
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Applicant can buy the policy for self, spouse, children and parents. The insured should be in India for the purpose of claim. |
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The policy can be renewed up to the age of 75 years.
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