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  Parents' Health
You work hard abroad and give the best to your family back home. Though they are far away, they are always in your thoughts. Their health and well-being is your major concern.

That's why our partner, ICICI Lombard General Insurance has brought you Parents' Health Insurance - a comprehensive health insurance policy for your loved ones completely online.



  What are the features of Parents' Health Insurance?
  • Buy insurance up to 65 years, renewable up to 75 years
  • Avail cashless hospitalisation at over 3,500 hospitals
  • Airfare reimbursement to visit dependents
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Policy Coverage  | Key Benefits  | Eligibility  | Policy Exclusions
  Policy Coverage

Hospitalization expenses including -
- Room charges
- Diagnostic test(s) expenses
- Doctor's / surgeon's fee
- Cost of medicines
Medical expenses incurred in the event of sudden illness or accident.
Covers 30 days prior and 60 days post hospitalization expenses.
Expenses on technologically advanced treatment which do not require hospitalization.

Click here to view the Premium Table

Coverage limit for specific ailments / conditions:
Certain specific ailment(s) / surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured). Click here for the details.

All others ailment(s) / surgery(s)/ procedure(s) are covered up to the sum insured under the policy.

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  Key Benefits


Pre-existing illnesses can be covered after the 4th year provided the policy is renewed with ICICI Lombard for four consecutive years.
Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies -Stroke, Heart Attack (MI), Coronary Artery Bypass, Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery.
Nursing care benefit of Rs. 500 per day for a maximum of 3 days, in case the insured requires nursing care post discharge.
Cashless claims facility at over 3,500 network hospitals across more than 135 cities. Click here for the list of network hospitals in your city in India.
Every insured is provided a free health check-up post issuance of policy. For anyone above 55 years of age, cashless benefit will be activated as soon as the health check-up process is completed.
Income tax benefit u/s 80 D for your income in India.
Parents' Health Policy offers a 2-year cover for your dependents against a single premium, with automatic renewal after the first year.
The policy can be renewed up to the age of 75 years.

  Value added features
Online claims status tracking facility on ICICI Lombard website
ICICI Lombard will call you via E-mail and SMS when the Insured files a claim*
We will call your dependants in India to explain the policy coverage and claims process
Gift this policy to your loved ones along with a personalized message

*E mail is sent to the ID entered while registering on our website. SMS is sent only to Indian mobile numbers.

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  Eligibility


Minimum age of the insured should be 3 months and maximum age should be 65 years (as on last birthday).
Applicant can buy the policy for self, spouse, children and parents. The insured should be in India for the purpose of claim.
The policy can be renewed up to the age of 75 years.

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  Policy Exclusions


Any disease / injury existing before the inception of policy as well as any congenital diseases.
Non-allopathic treatment, pregnancy and childbirth related diseases, cosmetic, aesthetic and obesity related treatment.
Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury.
War, riots, strike, terrorism acts, nuclear weapon induced treatment.
  Other exclusions for first 2 years:
Cataract
Benign Prostatic Hypertrophy
Congenital Internal Diseases
Fistula in Anus
Piles
Hysterectomy for Menorrhagisa or Fibromyoma
Hernia
Sinusitis and related disorders

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Parents' Health Product Code Misc 34E
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