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  Silver Plan
 
In case of insurance cover for senior citizens between 71 years to 85 years of age please click here. The policy will be extended for the insured aged above 70 years after obtaining fresh medical reports.


  What are the features of Silver Plan?
  • Pay premium on a per day basis
  • Covers medical cost due to illness or accident
  • No medical check-up upto 70 yrs of age
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Policy Coverage  | Key Benefits  | Policy Exclusions
Policy Coverge

Medical Cover*- US$ 50,000 to US$ 250,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs.

Dental Treatment*– US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains– US$ 7,000
For the expenses of repatriating the remains back to India.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.


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Key Benefits

Pay Per Day- no slab rates charged - You don’t pay for the days you don’t use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
Immediate Policy Issuance- The policy is issued without any medical checkup upto 70 years of age.

Cashless settlement of claims – You can avail of cashless services at medical institutions worldwide. Contact ICICI Lombard at
Telephone- +91 11 5189 8868
Fax- +91 11 5189 8801
E-mail- travelclaims@icicilombard.com

Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required document by ICICI Lombard

Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.

Coverage up to 360 days
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Policy Exclusions

Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
Expenses arising out of loss valuables, money, securities and tickets
Loss of passport in public places
Personal liability of the insured

For more details, kindly refer to the Policy Wordings.

Overseas Product Code: Misc 4030
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